This question — are mortgage rates going to go back down soon? — is on everyone’s mind. Unfortunately, most experts think rates have either plateaued or may continue to rise throughout the rest of 2022. On July 27, Bankrate quoted chief economist at the Mortgage Bankers Association as saying, “There is a tug-of-war in market…
Nothing lasts forever, and that’s certainly true of the record low mortgage rates we’ve enjoyed recently. Mortgage rates are on the rise as we continue to recover from the pandemic, although they’re still at historically low levels. According to BankRate, the upward trend for mortgage rates is likely to continue through the year as more…
As rent goes up, it becomes harder and harder to save up for a down payment. But it’s not impossible. It’s important to be debt-free before you start saving for a down payment and to have 3-6 months of expenses in your savings as a backup. So once you have that done, you can follow…
Buying a house is a big deal. It’s most likely the largest purchase you’ve made to date, so it shouldn’t be taken lightly. But there are also a lot of common misconceptions about buying a home that we are here to debunk. A 20% down payment is needed to get a mortgage This used to…
Looking for a house takes time. Most likely you won’t be able to buy the one that you fall in love with because of the price. Even if you make enough for the house payment, there are other things you need to consider when buying a house. For example, owning a house is expensive. Not…
How Millennials Can Save Up For A Down Payment Millennials, those born between 1980 and the early 2000s, have had a harder time than previous generations saving up for a down payment for a home. This is because there are high unemployment rates and most of them have large amounts of student loans to pay…
Why You Should List Your Home Now It’s not too late to list your home and get the benefits of the high market from summer. High market means that house prices are high, but they are still selling. More and more houses are being listed because the market is high, making it a good time…
15-Year Vs. 30-Year Mortgage Deciding between a 15-year or a 30-year mortgage can be a difficult decision. 15-year mortgage terms usually have a lower interest rate, so while you’ll be paying the loan back in half the time, you’ll also be paying less interest. Of course, the decision depends on your circumstances. There are three…
Living in Buchanan High Neighborhood Buchanan High neighborhood is located in Clovis and consists of the areas immediately surrounding Buchanan High School. It includes the areas in between Teague Avenue and Alluvial Avenue from Willow Avenue and Fallbrook Avenue to Clovis Avenue. The population of Buchanan High neighborhood is around 5,400 residents with an average…
Living in Tarpey Village Tarpey Village is located in Fresno near the Fresno Yosemite International Airport. On the north and south spectrum, it lies between Ashlan Avenue and McKinley Avenue and on the east and west spectrum, between Chestnut Avenue and Clovis Avenue. It is a suburban neighborhood and is primarily made up of small…
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