The Yosemite Lakes Park Lifestyle

The Yosemite Lakes Park lifestyle is more than simply living in a home in the Sierra foothills north of Fresno and south of Yosemite National Park, it’s about being part of a community with “country-club amenities” nearby. Yosemite Lakes Park (YLP) is a subdivision that is effectively a small city. It has a homeowner’s association…

Everything You Need to Know About the Coming Housing Recession

While the future isn’t completely certain, all signs are pointing to a recession, so here’s everything you need to know about the coming housing recession. Definition of a Housing Recession An economic recession is defined as “a significant, widespread, and prolonged downturn in economic activity,” according to Investopedia. A generally accepted rule of thumb is…

Is Fresno Experiencing a Housing Recession?

Answers vary according to who you listen to, so is Fresno experiencing a housing recession or not? Experts like Lawrence Yun, chief economist for the National Association of Realtors (NAR), say that the U.S. housing market nationwide is in trouble. Fox Business quotes Yun as saying, “We’re witnessing a housing recession in terms of declining…

What is the Forgivable Equity Builder Loan?

Imagine getting up to 10% of the purchase price of a home paid for up front so that you have immediate equity … that’s what the Forgivable Equity Builder Loan does for you. The zero percent interest rate loan is available through CalHFA (California Housing Finance Agency). It’s for first-time homebuyers, and there are conditions…

Is the Housing Market Slowing Down?

With rising costs everywhere, we’re hearing a lot of people asking, “Is the housing market slowing down?” By comparison to the past few years, yes, it is. Maybe. But that’s not necessarily a bad thing. Because for the past few years it’s been speeding along like a runaway freight train. So, in reality, any slow…

What First-Time Homebuyers Need to Know Right Now

We may be facing uncertain economic times, but what first-time homebuyers need to know right now is that owning a home still is a good investment for most people, there are programs that may provide assistance, and they never have to figure it all out on their own. A Good Investment Forbes recently asked financial…

Young, First-Time Buyers are Bolstering Local Real Estate

Even with our current economic uncertainty, young, first-time buyers are bolstering local real estate. This is due, at least in part, to the many first-time homebuyer assistance programs available to them. Here’s a look at some of the programs these young, first-time homebuyers have access to: Fresno County First-Time Homebuyer Program The Fresno County First-Time…

Are Mortgage Rates Going to Go Back Down Soon?

This question — are mortgage rates going to go back down soon? — is on everyone’s mind. Unfortunately, most experts think rates have either plateaued or may continue to rise throughout the rest of 2022. On July 27, Bankrate quoted chief economist at the Mortgage Bankers Association as saying, “There is a tug-of-war in market…

Is it Still a Good Time to Buy a House?

With so much economic uncertainty and almost everything costing more these days, is it still a good time to buy a house? For most people, yes! Buying vs. Renting Home prices have trended up over the past several years, but so have rent prices. While there are personal reasons why you may choose to rent…

Fresno or Clovis? Which City is Best for Your Next Home Purchase?

If you’re looking to buy a home in the Fresno-Clovis metropolitan area, should you look in Fresno or Clovis? Which city is best for your next home purchase? It all depends on what you’re looking for and what your priorities are. Fresno Fresno is larger and more diverse, and the median home prices are lower…

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