Counting down: the Top 3 Reasons to Hire Foxen Realty Fresno & Clovis #3 Experienced in the Multi-Layered Home-Buying & Home-Selling Process. We are home-buying and home-selling experts. Plus, we know the local real estate market and all of its facets, well. Let us guide you through the selling and buying experiences, so you…
As rent goes up, it becomes harder and harder to save up for a down payment. But it’s not impossible. It’s important to be debt-free before you start saving for a down payment and to have 3-6 months of expenses in your savings as a backup. So once you have that done, you can follow…
Buying a house is a big deal. It’s most likely the largest purchase you’ve made to date, so it shouldn’t be taken lightly. But there are also a lot of common misconceptions about buying a home that we are here to debunk. A 20% down payment is needed to get a mortgage This used to…
Looking for a house takes time. Most likely you won’t be able to buy the one that you fall in love with because of the price. Even if you make enough for the house payment, there are other things you need to consider when buying a house. For example, owning a house is expensive. Not…
Buying a house is a big step and a huge financial hit. With these steps, you can be prepared for everything you need to buy a house. Keep in mind that this process takes time. Save up for a down payment This step is absolutely crucial. Yes, there are government programs out there to help…
How Millennials Can Save Up For A Down Payment Millennials, those born between 1980 and the early 2000s, have had a harder time than previous generations saving up for a down payment for a home. This is because there are high unemployment rates and most of them have large amounts of student loans to pay…
Fresno Housing Market Predictions for 2018 A realtor economist stated that the housing prices in California are expected to keep rising for the next 3-5 years. While Fresno exists in its own world when it comes to real estate, the prices are continuing to rise here as well. Although, comparably, Fresno’s current median home price…
Incentives for First Time Home Buyers in 2017 Saving up for a down payment on a house can be difficult and take a lot of time. Fortunately, in California, there are a couple of incentives to make buying a home for the first time more doable, such as first mortgage programs, down payment assistance programs,…
15-Year Vs. 30-Year Mortgage Deciding between a 15-year or a 30-year mortgage can be a difficult decision. 15-year mortgage terms usually have a lower interest rate, so while you’ll be paying the loan back in half the time, you’ll also be paying less interest. Of course, the decision depends on your circumstances. There are three…
Number of Home Buyers Expected to Grow in 2017 A number of real estate analysts believe that the Central Valley housing market will be making a come back in 2017. One of main reasons is because former homeowners who lost their homes in the 2008 recession are able to be homeowners once again. After waiting…
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