Buying a home is a major investment, and one that most people don’t do often, so it can be helpful to have a checklist to keep you on track of “what questions should I ask my realtor before making an offer?” You want to have as much clarity and peace of mind as possible before…
When the real estate market is hot and competitive it can seem impossible to purchase a home, but with these tips for buying in a seller’s market, you can increase your odds of success. A seller’s market means there is greater demand (buyers) than supply (homes on the market). When supply and demand is out…
Part of the home mortgage loan application process is a review of your credit history and credit score, so a common question is, “What kind of credit score do I need to buy a home?” This is a fair question. And while we’ll give you some general guidelines, the very best answer will come from…
There are many questions you may have when looking into home ownership, but one of the first is probably, “What should my income be to buy a home?” You want to be sure you can actually afford the monthly mortgage payments without stretching your budget too thin. After all, you’ll have other expenses and things…
So, you want to buy a house and you may have heard that it’s good to get this thing called a pre-approval, but exactly what does it mean to be pre-approved to buy a home? We’re glad you asked. It shows you’re serious about buying a home. But before we go into that, let’s start…
It feels like everything costs more these days, but is Fresno an expensive city to live in compared to other places? It turns out that Fresno’s cost of living is just slightly above the national average and significantly below the overall California average, which does not make Fresno an expensive city to live in at…
While you always should be careful and evaluate a property on its individual merits, Fresno is a good place to invest in real estate overall. Some Fresno Real Estate Investment Statistics According to Forbes, the Central Valley has the lowest real estate prices in California and yet a large proportion of people are renters. In…
Coming up with the required down payment to qualify for a home mortgage loan can be a barrier to home ownership, but it doesn’t have to be with various down payment assistance programs in California. With these programs that offer financial help, dreams of home ownership can come true. When you’re ready, the Foxen Realty…
We’ve always loved Fresno real estate, and with the way the Fresno housing market is booming right now, it looks like many people are feeling the same way. In fact, the Los Angeles Times recently called Fresno “the nation’s hottest housing market.” That’s based on the 39% increase in average home rental prices since 2017.…
While last year taught us all that anything can happen, here’s what buyers and sellers can expect with real estate in 2021 … Mortgage Rates Buyers saw mortgage rates at all-time lows in 2020. The average over the course of last year was just 3%. Rates are already starting to rise, although they are expected…
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