How to Save Up for a Down Payment

As rent goes up, it becomes harder and harder to save up for a down payment. But it’s not impossible. It’s important to be debt-free before you start saving for a down payment and to have 3-6 months of expenses in your savings as a backup. So once you have that done, you can follow…

Common Misconceptions About Buying a Home

Buying a house is a big deal. It’s most likely the largest purchase you’ve made to date, so it shouldn’t be taken lightly. But there are also a lot of common misconceptions about buying a home that we are here to debunk. A 20% down payment is needed to get a mortgage This used to…

How to Know If You’re Overpaying for a House

The housing market is constantly changing so knowing whether you are overpaying for a house can be tricky. Your real estate agent can keep you informed on changes in the market, but there are also signs to look out for to determine if you are overpaying. You want the home you buy to keep its…

How Much is Too Much for a House?

Looking for a house takes time. Most likely you won’t be able to buy the one that you fall in love with because of the price. Even if you make enough for the house payment, there are other things you need to consider when buying a house. For example, owning a house is expensive. Not…

How to Buy a House

Buying a house is a big step and a huge financial hit. With these steps, you can be prepared for everything you need to buy a house. Keep in mind that this process takes time. Save up for a down payment This step is absolutely crucial. Yes, there are government programs out there to help…

6 Warning Signs That a House is a Money Pit

Sometimes there’s a home you fall in love with despite its flaws. You have to weigh the pros and cons of a house you are interested in buying. And sometimes the cons outweigh the pros. You don’t want to buy a house that will end up being a money pit. So how do you know…

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